Beginning in 2007, Montoya built his career in the financial industry working in analyst positions and leading teams at Fidelity Investments. During that time, he gained the experience necessary to understand the complexities of the industry. In 2019, Montoya become a CFA® charter holder. The Chartered Financial Analyst (CFA) Program is a professional credential offered globally by the CFA Institute to investment and financial professionals. The CFA charter is one of the most respected designations in finance and is widely considered to be the “gold standard” in the field of investment analysis.
In addition to his technical experience, he has built a positive reputation because of his honesty, loyalty, and trustworthiness; characteristics that he believes are essential in developing effective relationships. Those who know Montoya will often describe him as the glue that holds both professional and personal relationships together.
Since joining the Boston Harbor team in 2019, Montoya has played a crucial role in fostering strong relationships with our clients. By meeting with clients to review their financial plans, incorporate new data, and translate how this all comes together, even those brand new to the world of financial planning are at ease after meeting with Montoya. His priority when working with clients is to devote his undivided attention and respond to requests promptly.
He is committed to building and establishing long-term relationships with clients and guiding them through the planning process. Montoya’s devotion to his position is evident due to his desire to continually learn and share his knowledge. The success of our clients drives his work ethic and professional growth.
Montoya graduated from UMass Amherst in 2007 with a Bachelor of Business Administration in Finance and Operations.
My life outside the office is busy, but it couldn’t be better. I’m married to my college sweetheart, Caroline. In addition to being a fantastic mom to our three boys; Connor (2013), Tyler (2015), and Tanner (2017), Caroline is also a dedicated nurse.
I played many different sports growing up like football, basketball, soccer, and baseball. My love of sports started at a young age, and I hope to pass that passion along to my boys. We take advantage of every chance we get to play outside and practice various sports. I’m looking forward to continuing that as they grow up and pursue their interests. When I’m not outside with the boys, I also enjoy playing the drums and guitar.
I consider myself fortunate to not only have a career I am passionate about, but also a fantastic family and support system. I’m driven to work hard to provide for them, and they continually inspire me to do my best.